Russ Dalbey is the visionary who has helped revolutionize the cash flow note industry. A former Olympic-level cyclist (who once held the one-mile speed World Record), Dalbey channeled his determination and focus into the cash flow industry and became a self-made millionaire before the age of 30. He founded the Dalbey Education Institute in Colorado as an attempt to teach others how to gain financial success just as he did. Dalbey is the creator of the popular program "Winning in the Cash Flow Business" and frequently volunteers his time as a motivational speaker.